£18,000 After Tax - UK Take-Home Pay (2026/27)
Visual PAYE Tax Breakdown & Flow Chart
If you earn £18,000 per year in the UK for 2026/27, this page shows your take-home pay after PAYE income tax, National Insurance, Pension and any Student Loan deductions. See exactly how your gross salary is split, with a clear visual breakdown of where your money goes. Prefer to calculate from an hourly wage? Use the toggle in the form or the dedicated hourly wage calculator
Salary Flow Chart - 2026/27
Yearly breakdown of a £18,000.00 gross annual salary in 2026/27
Salary Breakdown Table - 2026/27
| Metric | Yearly | Monthly | Weekly | Daily |
|---|---|---|---|---|
Gross income | £18,000.00 | £1,500.00 | £346.15 | £69.23 |
| Personal allowance | £12,570.00 | £1,047.50 | £241.73 | £48.35 |
| Taxable income | £5,430.00 | £452.50 | £104.42 | £20.88 |
Deductions | £1,520.40 | £126.70 | £29.24 | £5.85 |
Income tax | £1,086.00 | £90.50 | £20.88 | £4.18 |
| Basic rate | £1,086.00 | £90.50 | £20.88 | £4.18 |
| National Insurance | £434.40 | £36.20 | £8.35 | £1.67 |
| Net take-home | £16,479.60 | £1,373.30 | £316.92 | £63.38 |
Effective tax rate
8.45%Marginal tax rate
28.00%